Hurricane over North America at night. United States. Canada. Aerial view. Elements of this image furnished by NASA.

Hurricane resources

Hurricanes can cause severe damage because of strong winds, storm surge, rip currents and flooding. BBB has tips for individuals and businesses, including:

  • Preparing for hurricanes
  • Dealing with damage
  • Finding a trusted professional

Prepare for hurricanes

Many think Hurricanes are only a problem for coastal areas. However, rain, tornadoes, wind, and even hail from these storms can travel farther inland than many expect. Planning for these events is essential. Are you prepared? BBB makes it easy with this article full of ideas. 

Hurricane seasons in North America
  • Eastern Pacific Hurricane Season: May 15-November 30.
  • Atlantic Hurricane Season: June 1-November 30.
  • Central Pacific Hurricane Season: June 1-November 30.
Make an Emergency Plan

If at risk of a hurricane, everyone in the household and business should understand the hurricane plan for commonly visited locations like a place of work or daycare. Every business should also develop a response and continuity plan in case of a disaster.

Strengthen Your Home

Think about preparing to prevent disasters from happening. 

Backup Important Documents

Make sure you backup all your up-to-date insurance documents, passports and other forms of Identification into a secure digital or physical location.

Create and maintain an inventory of possessions by documenting inside a home or business with photos and keep receipts from major purchases. This documentation should be saved in a safe place outside your home.

Insurance

There is no one kind of hurricane insurance. A standard home insurance policy won't cover all the damage from a hurricane, so you need to get a combination of coverage in case of wind and water damage.

You will probably consider many types of insurance through your life. These are the things you should keep in mind when buying any kind of insurance.

Find insurance companies near you by using your Better Business Bureau directory. Get BBB ratings and read consumer reviews and complaints by people in your community.

Before and during a hurricane

No matter what time of year it is, weather, natural disasters, fire or any other emergency can impact a business. It's important to know what the biggest risks might be. There are two important components to plan for when putting together a plan: response and recovery.

Being forced to evacuate your home is scary and stressful. Take some steps to prepare before disaster strikes to make it easier.

Tree fallen on top of a home from a natural disaster

Natural disasters can threaten people, property, and infrastructure across North America. These severe weather events can occur at anytime, which is why it is essential to be prepared, stay calm and know what to do in the event of these disasters. 

After a hurricane

The moments after a natural disaster can feel overwhelming. Victims should never feel pressured to make a hasty decision or choose an unknown contractor. Make temporary repairs if necessary so you can take the time to choose a trustworthy contractor. 

Hurricane season
Before returning after a hurricane
  • Contact your insurance company.
  • Pay attention to local officials and special instructions when returning. 
  • Save all receipts, including those for food, temporary lodging, or other expenses.

If your insurance policy has been lost or destroyed, or if you are confused about the policy benefits or exclusions, contact your insurance company to find out what coverages you have and request a copy of the policy.

Better Business Bureau offers the following seven tips when dealing with insurance after a disaster strikes.

Laundry room Flooded
Dealing with flooding damage

When contemplating the cleanup of mold or water damage, verify the extent of the problem and contact a trustworthy water damage restoration company.

Follow these BBB tips to protect yourself from mold growth after flooding.

The faster you act if your pet has disappeared, the better your chances are of finding it.

Prevent fraud and scams after a disaster strikes:

Hire a trusted professional

Search BBB.org for trusted services and professionals near you.

Report scams and illegal business practices

Help warn others by reporting scams to BBB.org/ScamTrackerPrice gouging is illegal! Report it and misleading ads to BBB Ad Truth.

Research

View business profiles for unbiased information on a company and their marketplace reputation. 

Beware

Use caution when hiring a home improvement contractor, especially following a major disaster when many homeowners are trying to repair their homes. However, contractor scams can happen any time, so be wary of high-pressure sales tactics, up front fees, and fly-by-night businesses.

After a disaster or very public tragedy, people want to help in any way possible, and that often means contributing to fundraisers to help the survivors and the families of the victims. Sadly, scammers often take advantage of these moments of vulnerability to deceive donors. 

People often find that the cost of high-demand items skyrockets during times of emergencies such as ice storms, a severe cold snap, power outages, hurricanes, floods or other types of disasters. Better Business Bureau is here to keep you up to date on unfair ans illegal practices.

Better Business Bureau is warning homeowners affected by natural disasters to beware of “storm chasers” and out-of-town contractors soliciting business. Although not all storm chasers are scammers, they may lack the proper licensing for your area, offer quick fixes, or make big promises they can’t deliver.

Check business profiles for BBB rating, customer reviews, and customer complaints. Make sure you're dealing with a trustworthy business. 

BBB Wise Giving Alliance is here to help you make wise giving decisions. Find an Accredited Charity that follows BBB Standards for Charity Accountability

Help us investigate and warn others by reporting what you know. Search for local scams happening in your area.

If you see price gouging or misleading ads, report it to BBB Ad Truth. Check out BBB Code of Advertising to learn advertising best practices.

Price gouging is illegal during a declared state of emergency. File a complaint if you suspect a business is taking advantage of consumers. 

Hiring a trustworthy contractor is one of the most important steps in your project. Search this list to find an Accredited general contractor near you.