Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Additional Information

Not BBB accredited

Additional Information for Embark

View full profile

This is a multi-location business.

Find a Location

Embark has 8 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    Headquarters
    1000 - 50 Burnhamthorpe Rd W, Mississauga, ON L5B 4A5
    BBB File Opened:
    30/6/1995
    Years in Business:
    59
    Business Started:
    1/3/1965
    Business Started Locally:
    1/8/1977
    Licensing Information:
    • The BBB has the following licensing information on file for this company: This company is licensed by Provincial Securities Commissions. The registration number is 3230. You may contact the Ontario Securities Commission at 1903-20 Queen St W, Toronto, ON M5H 3S8 or (877) 785-1555.
    Alternate Business Name
    • The International Scholarship Foundation (ISF)
    • Knowledge First Financial Inc
    Additional Contact Information

    Fax Numbers

    • (800) 668-5007
      Primary Fax
    Additional Business Information
    Additional Info
    KFF is the distributor and administrator of the USC Education Savings Plans. RESP's are tax sheltered, so the income earned on deposits are not taxable while in the RESP and the deposits made are eligible for the Canada Education Savings Grant. The Federal Government will contribute a grant of 20% of the amount customers have deposited, subject to government limits.
    Additional Info
    In January 2018, Knowledge First Financial acquired Heritage Education Funds. A separate BBB Business Profile for Heritage Education Funds is available by using the link below:

    Heritage Education Funds

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.