Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

United Auto Credit Corporation has locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    ComplaintsforUnited Auto Credit Corporation

    Small Business Loans
    View Business profile
    View Business profileBBB accredited business

    Need to file a complaint?

    BBB is here to help. We'll guide you through the process.

    File a Complaint

    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

    Filter by

    Showing all complaints

    Filter by

    Complaint Status
    Complaint Type
    • Complaint Type:
      Sales and Advertising Issues
      Status:
      Answered
      I performed work on a vehicle the vehicle the work was not paid for by the owner of the vehicle and left in my possession from 2019-until 2024 a mechanics lien was legally filed on the vehicle all proper paperwork was filed and notifications made and the vehicle was sold to my daughter who is in the military and I have power of attorney over. This company illegally had Indiana recovery solutions repo the vehicle on 5/31/2024 and is refusing to release it even after being provided all of the documentation from the *** stating that they no longer have legal title or rights to the vehicle nor does the person they once had a loan with.

      Business response

      07/19/2024

      UACC is continuing the investigation into the customer's claims, and requires additional time. 


      Once we have more information regarding this matter, we will contact the customer directly with our response via mail.  

    • Complaint Type:
      Product Issues
      Status:
      Answered
      I bought the software and it didn't work, and they have a 30 day money back guarantee but you can't reach them via phone and they don't respond to your email submission to their website. That's how they get around not refunding you because it didn't work. here is the refund policy ***********************************************************-What-is-your-money-back-guarantee We purchased the password kit 64 bit, NOT a Single-use products (marked "for a single file only") are non-refundable, regardless of the refund reason. So they aren't responding to us. We asked for a refund the day after purchase. Purchase was on 5/27 and refund was asked for on 5/28.

      Business response

      05/29/2024

      After further review, UACC is not currently servicing an account or contract associated with your name and your personal information. We believe this complaint was sent to the incorrect business.
    • Complaint Type:
      Sales and Advertising Issues
      Status:
      Answered
      I financed a vehicle with a loan from this company. My vehicle was totaled months ago. This company received a check from my insurance company in March, however they have not updated my balance with any of the credit bureaus. Along with my debit to income ratio remain high due to the reported balance, I also have been unable to purchase another vehicle because of the reported balance not being updated. I contacted customer support 3 weeks ago, spoke with a supervisor, and have not received a call back or resolution of the problem.

      Business response

      05/31/2024

      Thank you for bringing this matter to our attention, we will respond to the customer directly. 
    • Complaint Type:
      Order Issues
      Status:
      Answered
      Im liable for this debt with Santander consumer. I do not have a contract with United auto credit they did not provide me with the original contract as i requested.

      Business response

      05/22/2024

      Thank you for bringing this matter to our attention. We will respond directly to the customer.  
    • Complaint Type:
      Order Issues
      Status:
      Answered
      I am not liable for this debt with Credit Acceptance Corporation. I do not have a contract with the collection agency, they did not provide me with the original contract as I requested

      Business response

      11/07/2023

      This complaint was sent to the wrong company. Please forward to Credit Acceptance Corporation so the can respond to the customer. 
    • Complaint Type:
      Order Issues
      Status:
      Answered
      I am not liable for this debt with Credit Acceptance Corporation. I do not have a contract with the collection agency, they did not provide me with the original contract as I requested

      Business response

      10/02/2023

      This complaint has been mistakenly directed to our company. Kindly forward it to Credit Acceptance Corporation for a resolution. 
    • Complaint Type:
      Sales and Advertising Issues
      Status:
      Answered
      I purchased a 2019 ****** Rogue through Vroom, which I will NEVER DO AGAIN! They took forever to get me the car, kept asking for more money claiming they never received the wire transfer. Fast forward to find out the lender is owned by them and is just as horrible. I explained to them my spouse and I are on hardships right now as I am not currently working. I asked if there was some type of help that could be offered , only for the agent to insult me and explain to me how bills are due every month and must be paid. I felt discriminated as a woman and a woman of color , she was belittling me and speaking to me as if I had no comprehension. I work in finance Im very aware of how bills, and life works. Things happen and people fall on hard times, they have no compassion or empathy. they have been harassing me and calling family members of mine who are related by marriage to try and contact me after I spoke to them. Its embarrassing to call peoples family when they are working their own private issues out. Specifically if they were never listed as a reference they are just calling anyone with the same last name. Harassing my family and I and Im appalled by this behavior. I want the harassment to stop. They need to read the notes and they will see we spoke with several agents but they dont care.

      Business response

      04/10/2023

      Thank you for bringing this matter to our attention. We will respond directly to the customer
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      The company that financed my car has repossessed my vehicle Tuesday, March 14, because it claims payments owed for the months of Oct. Nov. Dec. They indicate that after these payments were made, they were claimed/disputed in January and that they returned those payments. to the bank / account of origin, which is not true since I have never claimed any payment already made and my account statements show this, in addition to the fact that I went to the bank and they confirmed that said disputes were never requested or received no payment back I have the evidence of the payments made and the account statements that confirm that we send them but they insist that it is not their problem that I need to pay them and then I resolve with my bank that I have to make these payments again and there is no other way out. They call me up to 6 times a day from different numbers they have offended me in many ways and threatened to *** and affect my credit I am a truck driver, so they interrupt my work as well as leaving me very affected after every call.They will not send me any evidence that these payments were actually withdrawn. I do not want to lose my vehicle or the money I have already paid for it. I need urgent help Thank you.

      Business response

      03/31/2023

      Thank you for bringing this matter to our attention. We will respond directly to the customer.
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      My title was sold by the lienholder and i have not been able to renew my registration for my car since November 30, 2022. I have been calling the title **** ever since and they have always give me a run around and say there is nobody to talk to. Im still getting interest built up on a car that i cannot legally drive, and they think its okay because they are deferring a payment. Im still having to pay on interest, and have no transportion to anything because of the pussyfooting done by United Auto Credit. They repeated tell me they will get back and reach me to update me, and the supervisor has said to me multiple times that it would be resolved in a week or two, to remedy my frustration. They never call and im not getting updates. I would like someone to talk to them because they dont care what i have to say and i cant reach anybody without being connected to them first, and when they dont answer they send you to a message system. To not call back. I have talked to supervisors ****** (ext ****) and ******** (ext ****) and nothing. I just want this issue resolved so i can pay on my car and have it legal to drive.

      Business response

      03/31/2023

      Thank you for bringing this matter to our attention. We will respond directly to the customer.

      Customer response

      04/05/2023

      They are lying and have not been in contact with me or offered any kind of follow up of any kind about the situation. I'm still waiting on then to contact me.

      Business response

      04/12/2023

      Thank you for bringing this matter to our attention. We will respond directly to the customer.

      Customer response

      04/17/2023

      they are not contacting me, or even offering a deferrment anymore. I talk to somebody in title's once a week and there's no updates and they say they will defer my payment since I can't use the car, but they still have not .
    • Complaint Type:
      Billing Issues
      Status:
      Resolved
      This company is a creditor I have done business with in the past, I have requested documentation to verify the debt including the price the repossesses vehicle was sold for with no response. They charged off my account in September 2016 and are reporting the account to the credit bureaus monthly as a charge, thus violation fcra laws with states a charged off account cannot report an active payment history after the charge off date. This has negatively affected my credit which trickles down to my livelihood. I dont mind settling a verified amount with the creditor however Im requesting at least removal of the account from my credit reports to assist in getting me into the financial position to pay towards the verified amount.

      Business response

      02/27/2023

      Thank you for bringing this matter to our attention.We will respond directly to the customer.

      Customer response

      02/28/2023


      Better Business Bureau:

      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution would be satisfactory to me.  I will wait for the business to perform this action and, if it does, will consider this complaint resolved.

      Regards,

      *************************

       

    Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.