Customer ReviewsforAAA Life Insurance Company
45 Customer Reviews
- Date
- Highest Rating
- Lowest Rating
Review from Crystal C
1 star09/11/2024
My loved one passed . They issued a check for my son . It has been months trying to get someone anyone in there department to figure out how to ***** a check out. I will never use this company again or refere it to anyone. All I have got is the run around for months . Seems like they pay alot of people to do absolutely nothing!AAA Life Insurance Company Response
09/13/2024
Thank you for reaching our regarding your concerns. We responded earlier this week in writing. We believe actions taken during our initial review should resolve your concerns. We would also like to apologize for any delays or stress this situation may have caused. Sincerely, AAA Life ComplianceReview from Naquan T
1 star09/05/2024
I brought a policy for 300k and I never received my policy in the ************ and called several times and keep being told we mailed it out wait 3 weeks. I contacted yall in July and recently in August now its September and I still have no policy. I am know thinking about canceling my policy because this is bad business due to lack of communications.AAA Life Insurance Company Response
09/09/2024
Hello, we apologize for the delay in receiving your policy. We have forwarded your comment to our New Business team, who have since contacted you personally and provided you with an ePolicy. We hope this addresses your concern, thank you for being a AAA Life policyholder!Review from Bryan L
1 star08/24/2024
Would not even consider doing business with them based on their marketing strategy alone. ******* you **** mail a minimum of 3 times a month. Reading the complaints here and various places online, it echo's their company is as poor as their marketing strategy. I have requested NUMEROUS times, and over 60 days ago, to be removed from their mailing list...yet the bombardment continues. Next I will be cancelling AAA coverage all together .Note: They have been annoying people for years with these mailings. Over 20 years ago I worked in the marketing department at *** and we were bombarded with request, returned mailings, etc asking to be removed from the mailing list and it truly angers many people.A company that has to push so hard to try to get business makes me very suspect of the company. I do not wish to receive mailings!AAA Life Insurance Company Response
08/27/2024
Hello, thank you for reaching out to AAA Life Insurance Company and our apologies for the frustrating situation. We have reached out to our internal documents team and confirmed you have been added to AAA Life's Do Not Solicit list - please note, this can take up to 60 days to take effect due to printing schedules. We hope this resolves your frustration, and we apologize again.Review from Stacey L
1 star06/18/2024
I filled out an application for what I thought to be life insurance. It turned out to be Accident Insurance, so I cancelled the policy on the same day.AAA will not stop taking money from my husbands account.They said I can cancel by putting it in writing which I did and they still did not cancel.I called and talked to 3 different people and still no resolution.I spoke to someone on the phone (I think her name is ***************************) who wanted to speak to my husband directly but he has difficulty speaking because he has a disability affecting his speech and she accused me of pretending to be him.AAA also sent a form for his signature and he signed it and dated it and they still sent a hard copy in the mail. I signed it and sent it back. I signed the application for the insurance policy on his behalf after speaking to him as I do have power of attorney because he has difficulty speaking for himself.I get the impression that they want to continue taking money from his account because after following what I was asked to do, they still have not resolved this very simple request to cancel this policy which I decided was not what I neededAAA Life Insurance Company Response
06/24/2024
Hello, ******, thank you for bringing this to our attention. Our team has reached out to you directly to discuss this issue, and we hope this resolves your issueReview from Robert W
1 star06/16/2024
I have two annuities with AAA. In April 2024 I applied for another but have received a horrendous run-around so I asked to cancel it and return my funds. Something appears to be amiss whether at the Venice ********* or at corporate, I do not know but the agent I was with was let go and NO ONE from AAA contacted me about the status of my funds. Corporate exec promised me they have "located" my funds and would issue a refund. Two more weeks have gone by and still no refund. The latest says he has completed his review and is waiting for "accounting" to sign off. Then they will send the refund to the financial institution, NOT ME, which sent the funds by the end of another week. Odf course, That will result in further delay. Delay, delay. Never concrete action to return what is mine, Horrible company. I was able to stop most of the money from being accessed by AAA but they have held on to $10,500. and despite numerous contacts I initiated I still do not have my money.AAA Life Insurance Company Response
09/13/2024
Thank you for reaching out regarding your concerns. We recently sent your a written response, which we believe resolves your concerns. If not however, please contact ********************** Thank you,AAA Life ComplianceReview from Caprice M
1 star06/04/2024
This company is NOT GOOD at resolving claims. My mother passed on January 9, 2024 and as of today June 4, 2024 they have not paid the claim. I submitted the claim at the beginning of April after calling several times inquiring about my mother's policy. Finally, I got a rep who explained to me what I needed to do but she has a very bad attitude. However, I was able to submit the claim form and death certificate to them. BUT>>>>>>>> I have been calling since April about the status, spoke with several different reps each time, who told me different things about my claim. Week after week since April-its in review, we will have it taken care of as soon as possible, it's been pushed through to the head manager.......you will hear back from us sometime this week.........lie after lie after lie.........its ridiculous!!!!!!! I had to go and retain an ATTORNEY!!! Now I'm being told we will escalate your claim right away...I'm awaiting to see how long this will take. I think its absolutely sad how this insurance company drags you through more agony after loosing your love one. You want to wrap things up and have closure but how can you when each week you have to call them and constantly be reminded of that moment you lost your love one. And when a rep answers they will say someone will give you a call back shortly......... THEY DO NOT RETURN CALLS OR PROVIDE FEEDBACK!! And it appears the company prolongs paying out claims to find reasons NOT TO PAY!!! My attorney has stepped in and willing to take this to the next level. I AM and was told I AM THE SOLE BENEFICIARY BY TRIPLE AAA REPS. ** what is the delay? Why are they dragging on settling the claim if they have all the information needed. It appears to me that something is not right on their end and they are buying time at the expense of my grief to figure it out! This company has to improve on customer service in all departments!!!!! Communication!!!!! I am not happy with the performance of this insurance company at all.AAA Life Insurance Company Response
06/06/2024
Hello, *******, we are so sorry for the loss of your mother, and for this frustrating situation. AAA Life's leadership team has looked into this and is working with the beneficiaries of the policies to get a resolution related to the claim. We apologize for the delay and hope you are satisfied with this response as we continue to work directly with the beneficiaries of this policy.Review from J. S
1 star05/02/2024
Fortunately, I decided not to do business with this company after one phone call. They send endless pieces of mail, to one of my adult kids, about a life insurance offer. I've looked it over a few times and decided to give them a call to discuss the offer. After dialing the number listed on the paperwork, a recording comes on, asking if I'm over 50. I said yes. The recording goes on and on about how I'm eligible for some emergency medical alert device. If interested, I needed to press #1. I was not interested, so I held. It asked me again to press #1 if interested. Again. Not interested, so I held. I mean, we all age, but I'm still at the point where I can run a 5k and hike for miles. I was not interested. Someone finally gets on the line asking, "Can you hear me"? I said, "I can hear you." Then she goes on about that stupid medical alert device. Why??? If interested, I'd have pressed the dang number #1 already. I was calling to see about life insurance. I said several times, "I'm not interested," but she just kept right on talking. I do not think SHE could hear ME. I can't help but wonder if she was trying to prompt me to say yes, to set me up with some service I did not want. I hung up while she was still talking. She's probably still talking now, as I type this post. I knew right then that this was not a company for me or anyone in my family. I think I dodged a bullet. It's unfortunate I have to provide my contact information to post this message, and that information will be sent to the company. if the company reads this message, I DO NOT WISH TO BE CONTACTED.AAA Life Insurance Company Response
05/03/2024
We apologize for this frustrating situation and have passed along details of your phone experience to our *************************** Thank you for bringing this to our attention!Review from Fred N
1 star05/02/2024
Have gotten over 38 mailings from AAA/AAA Life since beginning of 2024. ALL come in large envelopes with address labels in it. In January contacted AAA and was told we would be taken off mailings list. In February we contacted again and cancelled our AAA membership because of the mailings. ***** contacted again and was told we would NEVER get another mailing. ***** contacted again and was told the system was down. Today May 2 I contacted again via the phone number on the mailing. Was told that we would be taken off the mailing list but it would take 60 days, when I commented about the numerous times I have already called, I was told that they are not a part of AAA but a third party, so even if AAA was telling me I was removed, I wasn't with them because they are not AAA but a third party. But I am now removed and again it will take 60 days, to which I responded about all the mailings and she told me they all weren't from them but from AAA motor. I asked how she would know that if they are not AAA. Phone line went dead. So I went to look at the mailings we currently have from today and last week and all 5 of them say AAA LifeAAA Life Insurance Company Response
05/06/2024
Hello, ****, we apologize for this frustrating situation. AAA Life has reached out to our internal Documentation team to remove you and your wife from our contact list - please note, it can take up to 60 days for mailings to cease due to printing schedules. Thank you for reaching out, and we apologize again for the frustration.
Review from David F
1 star04/11/2024
I would avoid ******** like the plague. My uncle left me a very small policy to help with his funeral costs and AAA is not going to pay it out. There is no estate but they insist on writing the check to his estate so that I have to pay $10,000 to cash a $5,000 check. Per their own customer service my uncle tried to list me as the beneficiary on the account as I was his only heir. His attempts to list me as the beneficiary are noted on his account and they admit to it. They just refuse to write the check to me. The man paid them $50 a month for $10 years so he could pay for his own coffin and they stole his money. I would go with a real life insurance company as their professionalism isn't even on the charts. I wish I could bring their rating down but it's already a 1. Wish i could leave a 0. I am going to cancel my Roadside and be done with AAA forever. I hope this review reaches someone and they choose to go elsewhere.AAA Life Insurance Company Response
04/16/2024
Hello, *****, we apologize for this frustrating situation and for the loss of your uncle. We know someone from ******** has been in contact with you to address your concerns and to ensure a satisfactory resolution. Again, we are sorry for the frustration and hope our efforts to remedy this issue have helped.Review from Michael M
1 star04/04/2024
I have the same complaint of unsolicited mail. Their main problem is their recordkeeping is so poor they have mailed a person who hasnt lived in this home for 14 years. This is the second time this year I have contacted them regarding the removal of my mailing address. One classic sign of a junk company is one that doesnt include their name on the return mailing label Just an address. You should be embarrassed to be associated with AAA auto in any way!I have just contacted them through their website, again, to remove my address from their database. If I receive another piece of unsolicited mail, I will be contacting my State attorney general.AAA Life Insurance Company Response
04/04/2024
Hello, *******, we are sorry to hear of this frustrating situation. Please know, that it can take up to 60 days for mailings to cease once you have been added to the ******** Do Not Solicit list. We will double-check with our teams to ensure you have been added, we hope this resolves your frustration. Thank you for reaching out to AAA Life Insurance Company!
Customer Review Rating
Average of 45 Customer Reviews
Customer Reviews are not used in the calculation of BBB Rating
BBB Business Profiles may not be reproduced for sales or promotional purposes.
BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.
When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.
BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.
As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.