Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Payment 1 Financial has locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    ComplaintsforPayment 1 Financial

    Financial Services
    View Business profile
    View Business profile

    Need to file a complaint?

    BBB is here to help. We'll guide you through the process.

    File a Complaint

    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

    Filter by

    Showing all complaints

    Filter by

    Complaint Status
    Complaint Type
    • Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      **** the payment 1 finance manager never called me about payment or emailed me. She called my references telling them they were gonna repo my car today my account was ******************************************************************** I needed to it this months bill as well to be taken off repo a car cannot be repod for a payment due within the same month its not even the last day of the month extremely unprofessional and rude and lack of knowledge in finance to make such threats and be giving references personal information your allowed to let the references know to have me call them nothing more can be told.

      Business response

      10/04/2022

      ****:
      We unsuccessfully tried to contact you. We left messages, sent text messages, sent mail and had no response or correspondence. Because we had no contact and without correspondence, we were not sure if we even had good contact information for you. So, as a result we resorted to using secondary contact information provided by you.

      Customer response

      10/04/2022

      Complaint: 18104780

      I am rejecting this response because:

       

      My girlfriend had emailed payment1 and gave my new number you guys also have her number and failed to call her. If no sensitive information was given how did a reference know I was on repo list? Nobody knew I had a car loan. Apparently there is a lack of training going on in the ************* and people are not telling the the truth because when I called to pay after ************************* called and told me **** told her she put out for a repossession on my auto when I called in she did tell me I was on the repo list THEN said i was 48 days past due and that I had to pay the total balance including the current months bill to be taken off repo which is a lie I was only supposed to pay the past due amount from the previous month to not be 48 days past due you can not issue a repo for a payment due within the same month. I think theres a lack of knowledge in that office. May be due to such a high turn around there! 

      Regards,

      *************************

      Business response

      10/05/2022

      *****************,

      We are very sorry you feel the way you do. Our response to your complaint is our best recollection of the events that occurred. If there is something you feel we can do to satisfy you and put an end to your complaint we would happily oblige. At times we all need to vent a little and make our concerns known to others.  Especially the party we feel *** have done something we do not agree with. We fully understand and take your concerns seriously, as do we empathically take into consideration your feelings. Please let us know what specific action you would like for Payment 1 Financial to take to earn back your trust and satisfy this concern.       

    Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.