Additional Information for Lendumo

Please note that on 2/27/2020 NISWI, LLC doing business as "Amplify Funding" had changed its name to NISWI, LLC doing business as Lendumo.

According to the company's website:

Niswi, LLC dba Lendumo is a commercial enterprise and instrumentality of the Lac du Flambeau Band of Lake Superior Chippewa Indians, a federally recognized sovereign Indian nation (the “Tribe”), which abides by the principles of federal consumer finance laws, as incorporated by the Tribe, and operates within the interior boundaries of the Tribes’ reservation in Lac du Flambeau, WI. Niswi, LLC dba Lendumo is chartered under and operates pursuant to Tribal Law. Nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved.

Loans from Lendumo are governed by Tribal law, applicable federal law, and the terms and conditions of your loan agreement, not the laws of your resident state. Lendumo does not lend to residents of AR, CT, IL, MA (MA Exemption: Returning Customers), MD, MN, NM, NY, PA, VA, VT, WI, and WV. Any offers of credit are subject to underwriting and verification processes and cannot be transferred to another party.

You acknowledge that by submitting a completed Lendumo application you are applying for a loan. Applicants must be able to enter a legally binding contract and meet the requirements listed on Lendumo.com. Applicants are typically required to complete a phone call with a Lendumo representative to verify information. Credit histories may be verified through national database services. Visit Lendumo.com for applicable rates and frequently asked questions. Complete disclosure of APR, fees and payment terms are provided within the Loan Agreement.

This is an expensive form of borrowing. Lendumo loans are designed to meet your short-term borrowing needs and are not intended to be a long-term financial solution. Lendumo does not charge any penalties for paying your loan off early, and we encourage you to do so as soon as your finances allow.