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Find a Location

First Texas Auto Credit has 1 locations, listed below.

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    Business ProfileforFirst Texas Auto Credit

    Auto Financing
    BBB accredited business

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 4 Customer Reviews

    Customer Complaints

    4 complaints closed in last 3 years

    2 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 3/9/2015

    Years in Business: 12

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Products & Services

    Auto Loans

    Business Details

    Location of This Business
    3501 Olympus Blvd # 170, Coppell, TX 75019-6156
    BBB File Opened:
    1/14/2015
    Years in Business:
    12
    Business Started:
    3/21/2012
    Business Started Locally:
    3/21/2012
    Business Incorporated:
    3/21/2012
    Accredited Since:
    3/9/2015
    Type of Entity:
    Corporation
    Alternate Business Name
    • First Texas Auto Credit, Inc.
    Hours of Operation

    Primary

    M:
    8:30 AM - 7:00 PM
    T:
    8:30 AM - 7:00 PM
    W:
    8:30 AM - 7:00 PM
    Th:
    8:30 AM - 7:00 PM
    F:
    8:30 AM - 7:00 PM
    Business Management
    • Mr. Kevin A. Lawson, Managing Director
    • Mr. Terry Rich, Vice President/Director
    • Mr. William Terry RIch, Principal Owner
    • Mr. Sam H Pack, President/Director
    Contact Information

    Principal

    • Mr. Kevin A. Lawson, Managing Director
    • Mr. Terry Rich, Vice President/Director
    • Mr. William Terry RIch, Principal Owner
    • Mr. Tony E Pack, Director

    Customer Contact

    • Mr. Kevin A. Lawson, Managing Director
    • Mr. Terry Rich, Vice President/Director
    • Mr. William Terry RIch, Principal Owner
    • Mr. Tony E Pack, Director
    • Mr. Sam H Pack, President/Director
    Additional Contact Information

    Fax Numbers

    • (469) 637-0110
      Primary Fax

    Phone Numbers

    Email Addresses

    Customer Complaints

    4 Customer Complaints

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    Customer Reviews

    4 Customer Reviews

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    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    Unique S

    1 star

    06/04/2024

    My name is Unique S I want to start by saying this finance company is a scam i bought my car on March 2023 for ****** I had this car for 1 year and I still owe ****** On top of a 1300 payment I made in February 2024 they are taking peoples money I was harassed and missed treatment by ***** the manager ***** and a few more of the workers they talk to me with no respect telling me Im broke I have no money Im a f****** liar i need to stop having kids plus all call are recorded Ive been miss treated by this company they came and repossessed my car and I have all my belongings in the car I was told by ***** I need to pay 75 to get my property also they manager ***** told me to walk from ********** to Coppell with my kids to come pay them 1500 to get my car they are very unprofessional and is breaking every valuation the company needs to be stop I was only 35 days when they took my car due to my phone being disconnected they are all sick and evil this company needs to be shut down and I be **** if this hit my credit due to a lack of communication and harassment Ive paid over 6000 towards the car and 1000 has only been credit the company is a scam

    First Texas Auto Credit Response

    06/05/2024

    **********************,

    Were sorry you are upset about your vehicle being repossessed.  When you came to the office on May 15, 2024, we explained you were past due April 10 and May 10, 2024,payments for $1,438.12 plus another $400 in fees to recover the vehicle for a total of $1,838.12.  In addition, we explained that we gave you a two-month extension back in February 2024 for the February 10, 2024, and March 10, 2024, payments to help when you got behind in February 2024.  At the time your vehicle was repossessed (May 15, 2024) you were two payments in arrears and you had not made a full payment since February 21, 2024.  To assist you, we offered you a discount from the $1,838.12 that you were due to get your vehicle back to $1,500.00.  You said you had no money at all to give us.  We explained we will not return the vehicle unless you have $1,500 and proof of full coverage insurance.  You again stated you had no money and wanted it back without paying anything. 


     As far as not notifying you, that is a false statement.  When you went past due on April 10, 2024, we called you 14 times, sent you 8 text messages, and 3 emails.  You failed to respond back to us on all these attempts.  Below are screenshots with dates of all the text messages we sent you along with no responses.  In addition, we gave you Justified Recoverys phone number so you could contact them to get your personal belongings. 

    Again, we are sorry you are upset that your vehicle was repossessed.  However, after giving you a two-month deferral (Feb & Mar 2024), being past due two payments, no insurance coverage, no response from you so we could help, and then when it was picked up, you stating that you had no money at all to pay, we felt it was best not to give the vehicle back without payment and insurance coverage.


    Sincerely,

    ***********************
    General Manager
    First Texas Auto Credit

    Local BBB

    BBB serving North Central Texas

    BBB Reports On

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